ECRB Financials - Privacy Policy

Privacy Policy

FACTS	WHAT DOES ECRBFINANCIALS.COM DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Bank account information Employment information Income information Residence, telephone and personal information Pay period information When you are no longer a customer, we continue to share your information as described in this notice.
How?	All financial companies need to share consumer' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers' personal information; the reasons ecrbfinancials.com chooses to share; and whether you can limit this sharing.

FACTS

WHAT DOES ECRBFINANCIALS.COM DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number
Bank account information
Employment information
Income information
Residence, telephone and personal information
Pay period information

When you are no longer a customer, we continue to share your information as described in this notice.

How?

All financial companies need to share consumer' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers' personal information; the reasons ecrbfinancials.com chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does ecrbfinancials.com share?	Can you limit this sharing?
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	N/A
For our affiliates' everyday business purposes - information about your transactions and experiences	No	N/A
For our affiliates' everyday business purposes - information about your creditworthiness	No	N/A
For nonaffiliates to market to you	Yes	No

Questions?

Call (555) 555-5555 or go to Frequently Asked Questions

Who We Are
Who is providing this notice?	ECRBFINANCIALS.COM

What We Do
How does ecrbfinancials.com protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Although our web site is encrypted to protect your electronic relationship with us, our site contains links to other web sites, and we are not responsible for their privacy policies.
How does ecrbfinancials.com collect my personal information?	We collect your personal information, for example, when you Ask us to submit your loan request to possible lenders.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What We Do

How does ecrbfinancials.com protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Although our web site is encrypted to protect your electronic relationship with us, our site contains links to other web sites, and we are not responsible for their privacy policies.

How does ecrbfinancials.com collect my personal information?

We collect your personal information, for example, when you

Ask us to submit your loan request to possible lenders.

Why can't I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates' everyday business purposes - information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other Important Information
The essence of our business is transmitting your information to, and sharing that information with, nonaffiliate lenders and marketing partners. By using our service, you consent to such sharing and to the receipt of marketing offers. You cannot opt out of such sharing and still use our service. If you do not consent to such sharing, you must discontinue your loan request. Once you have submitted and received a decision on your initial loan request, we may use and share (and permit nonaffiliated third parties to use and share) your information to market other credit and non-credit products and services to you, unless prohibited by law or by an agreement between us and your lender. You can choose not to permit use and sharing of your information by not agreeing to our Terms of Use. If you do not agree to our Terms of Use, in general, we cannot serve you. Our Terms of Use explain the circumstances under which we and our "marketing partners" (which are nonaffiliates) may, with your prior express written consent, communicate with you by phone and text using automatic telephone dialing systems.

Other Important Information

The essence of our business is transmitting your information to, and sharing that information with, nonaffiliate lenders and marketing partners. By using our service, you consent to such sharing and to the receipt of marketing offers. You cannot opt out of such sharing and still use our service. If you do not consent to such sharing, you must discontinue your loan request. Once you have submitted and received a decision on your initial loan request, we may use and share (and permit nonaffiliated third parties to use and share) your information to market other credit and non-credit products and services to you, unless prohibited by law or by an agreement between us and your lender. You can choose not to permit use and sharing of your information by not agreeing to our Terms of Use. If you do not agree to our Terms of Use, in general, we cannot serve you. Our Terms of Use explain the circumstances under which we and our "marketing partners" (which are nonaffiliates) may, with your prior express written consent, communicate with you by phone and text using automatic telephone dialing systems.